Credit Card Compass

Statement in · plan out

Never let a promotional APR expire unnoticed again.

Credit Card Compass reads every statement you upload, lets you confirm the extracted numbers, and continuously recommends the payment split that kills the most interest — while holding every card under 30% utilization.

  • 1Upload a statement
  • 2Review the AI extraction
  • 3Track promo expirations
  • 4Follow the payment plan

Built for the way statements actually arrive

AI ingestion with human review

Drop in a PDF or photo. Every field — balance, limit, due date, APRs and each promotional plan — is extracted, then shown to you for confirmation before anything saves.

Promotional expiration radar

Green over 90 days, yellow inside 90, red inside 30. Persistent dashboard alerts and notifications keep deferred-interest plans from slipping past you.

Optimal payment allocation

Avalanche vs snowball vs promo-first, interest saved, payoff dates and what-if scenarios recalculated on every upload.

Utilization guardrails

Per-card and portfolio utilization tracked against a 29% target with color-coded warnings.

Ready to see your whole portfolio at once?

Create an account and upload your first statement — extraction takes seconds.

  • No manual data entry
  • Every promo plan tracked separately
  • Interest savings quantified